FAQ

Most MCA approvals happen within 24 hours, with funding often available the same or next business day.

Typically, lenders require recent bank statements, a completed application, business financials, and sometimes tax returns depending on the loan amount.

Not always—many of our funding options are based more on business revenue and cash flow than personal credit scores.

An MCA is based on future receivables and repaid through daily/weekly sales, while a term loan is a fixed repayment structure with set rates and terms.

Some products require 6–12 months in business, but alternatives may be available depending on revenue and industry.