- MERCHANT CASH ADVANCES
- TERM LOAN FINANCING
- BUSINESS LINES OF CREDIT
- PERSONAL LOAN FINANCING (NEW)
- EQUIPMENT FINANCING (NEW)
- UNSECURED FUNDING PROGRAM
THE SMART FAST-CAPITAL SOLUTION
Access Working Capital Based on Future Sales
Merchant Cash Advances provide quick financing for businesses that need immediate cash flow without the long approval processes of traditional loans. If your business processes credit card or cash sales, you may qualify for same-day or next-day funding.
This option is ideal for businesses managing seasonal demand, taking on new projects, or needing rapid access to working capital for unexpected expenses.
FUNDING SPEED: Same Day – 24 Hours
QUALIFICATION: Based on Revenue, Not Credit
THE DEPENDABLE LONG-TERM FUNDING OPTION
Fixed Terms, Predictable Payments, Real Stability
Term Loans offer structured financing with consistent repayment schedules and competitive rates. This product is perfect for businesses planning expansions, paying off existing obligations, purchasing equipment, or consolidating debt.
With flexible terms and lender-backed security, you get peace of mind and the capital needed to grow steadily.
TERM LENGTHS: 6 Months – 5 Years
USES: Expansion, Equipment, Working Capital
THE ULTIMATE FLEXIBLE FUNDING TOOL
Borrow What You Need, When You Need It
A Business Line of Credit allows you to draw funds as needed and only pay interest on the amount used. Perfect for managing cash flow cycles, covering payroll, purchasing inventory, or bridging gaps during slower months.
Access capital whenever opportunity strikes — without going through a full approval each time.
CREDIT RANGE: $5,000 – $250,000+
BENEFIT: Reusable Credit Access
LOW-INTEREST FUNDING FOR PERSONAL NEEDS
Personal Loan Financing (NEW)
Our SBA-backed Personal Loans provide affordable, long-term financing for businesses needing support with payroll, operational expenses, or managing slower revenue periods. With competitive interest rates and flexible terms, this loan option is designed to give small businesses the stability they need to grow confidently.
FUNDING SPEED: Varies by SBA approval timeline
QUALIFICATION: Based on Business Performance + SBA Requirements
THE SMART EQUIPMENT-GROWTH SOLUTION
Equipment Financing (NEW)
Our SBA-supported Equipment Financing offers low-interest capital to purchase or upgrade essential equipment—helping your business operate efficiently and scale with confidence. Ideal for companies investing in long-term assets without straining cash flow.
FUNDING SPEED: Varies by SBA approval timeline
QUALIFICATION: Based on Business Performance + Equipment Needs
Flexible Capital With No Collateral Required
Access the funding you need without putting up assets or navigating lengthy approval processes. Our Unsecured Funding Programs are designed for entrepreneurs, startups, and established businesses looking for rapid, reliable financing based solely on credit strength and income.
Whether you’re seeking long-term term loans or introductory 0% APR business credit options, we provide clear pathways to obtain up to $500,000 in unsecured capital. With fast approvals, simple qualification requirements, and a consultation-first approach, we help you secure the right funding program for your goals.
Simon Funding Helped Me Take My Business to the Next Level!
“As a small business owner, cash flow used to slow down my growth. Simon Funding stepped in and secured financing for us within 48 hours. Their guidance was transparent, fast, and professional. I couldn’t recommend them more.”
— Mark T., Retail Business Owner
Funding That Works as Hard as Your Business
Over the last decade, our clients have used Simon Funding solutions to increase cash flow, hire staff, expand locations, and take on bigger opportunities. Whether it’s a merchant cash advance, line of credit, or term loan, our financing options are built to help businesses grow month after month.